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Some key features of choice plus plans include However, you may use any licensed provider you choose. You don’t need a referral to see specialists

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You can go outside the network, but will pay higher deductibles, copays, and coinsurance amounts. United healthcare has a national network of providers Does this plan meet the minimum value standards

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This health coverage does meet the minimum value standard for the benefits it provides

If your plan doesn’t meet the minimum value standards, you may be eligible for a premium tax credit to help you pay for a plan through the marketplace. You are eligible for the network level of benefits under this plan when you receive covered health services from physicians and other health care professionals who have contracted with unitedhealthcare to provide those services. With this plan, you will receive the highest level of benefits when you seek care from a network physician, facility or other health care professional In addition, you do not have to worry about any claim forms or bills

You also may choose to seek care outside the network, without a referral. As part of our commitment to keeping you in control of your health care decisions, our choice plus plan gives you the freedom to see any doctor in the choice network, including specialists, without a referral. Choice plus plan details, all in one place Use this benefit summary to learn more about this plan’s benefits, ways you can get help managing costs and how you may get more out of this health plan.

This plan uses a provider network

You will pay less if you use a provider in the plan's network